The Difference Between Saving Money… and Circulating It

Today, I want to talk about something that cracked me wide open and shifted my entire relationship with money:

✨ The difference between saving money… and circulating it.

💸 We’ve All Been Taught to Save from Fear

“Don’t touch that money, it’s for emergencies.”
“What if something bad happens?”
“Better be safe than sorry.”

Sound familiar?

For years, I lived by these scripts. I saved religiously — said no to small pleasures, skipped adventures I longed for, and wore my frugality like a badge of honor.

But inside?

I felt broke.
I felt resentful.
I felt like I was always missing out.

And during COVID, I asked myself a question that stopped me cold:

“If I died tomorrow…, would I be happy with what I didn’t spend money on?”

The answer was no.

Because I wasn’t saving from empowerment.
I was saving from fear.

💡 What Shifted Everything: Money Is Energy

The truth I had to learn was this:

Money is energy.
Energy is meant to move.
To circulate. To nourish. To expand.

Like blood in your body — you wouldn’t want it to stop flowing. So why do we hoard money like it’s meant to sit still?

✂️ Circulation in Action: The Haircut That Changed My Life

They say when a woman cuts her hair, she’s about to change her life. And they were right.

During COVID, I cut off my chemically treated hair and returned to my natural texture. It wasn’t just a beauty decision — it was symbolic. It marked the beginning of reclaiming myself.

Soon after, I moved out of an overcrowded shared apartment into a beautiful two-bedroom home next to the Twin Towers — a bold financial decision that felt terrifying but true. Then I upgraded again, renting a place just across the street — solo.

It was the most rent I had ever paid… and the most alive I had felt in years.

I started my online business.
I started blogging.
I launched my first podcast.
I began managing our family’s real estate.
I invested in coaching.
I traveled more.

And guess what? I didn’t go broke.
I didn’t die.
And it didn’t stop me from saving.

It taught me something else: Circulation expands you.

 Micro-Moment, Big Shift: A One-Day Trip to Singapore

I’ve always imagined my wealthy self as a woman who can fly to Paris for a day — just to have breakfast.

Paris is still on the vision board, but I decided to embody the energy now. I booked a one-day trip to Singapore. Had lunch at Marina Bay Sands. Sipped coffee. Walked with wonder, came back the same night.

It was exhausting — and exhilarating.

The ROI wasn’t financial. It was spiritual. Emotional. Energetic.

That’s what I call sacred circulation.

🔥 Rich vs. Fear-Based Spending

When you save from fear, your energy shrinks. When you spend from trust and alignment, your energy rises.

💡 Saving from fear creates stagnation.
💡 Circulating from intention creates expansion.
💡 When money moves from love, it multiplies itself.

🧭 How to Shift Into Wealthy Circulation

Here are a few ways to start:

1. Ask: Is this expense aligned with my values?

If yes → it’s circulation.
If no → it’s leakage.

2. Create a “Circulation Account”

Not savings. Not emergencies. A Joy Fund.
A pot just for experiences that make you feel rich now.

3. Bless Every Payment

When you pay a bill or splurge on a treat, whisper:

“This money comes back to me multiplied.”

It’s not woo — it’s wiring your brain for trust.

📝 Journal Prompts

  • “Where am I hoarding money from fear — and what would it look like to circulate it with trust?”
  • “If money is love, how can I let it flow through me with more grace and less guilt?”

📚 Book Recommendations

  • The Soul of Money — Lynne Twist
  • Money: A Love Story — Kate Northrup

💛 Final Thoughts

You weren’t born to hoard.
You were born to receive, share, expand, and live.

Let your money move like your spirit — generous, wise, sacred.

If this message cracked something open in you, send it to a bestie. Talk about it. Journal on it. Make one bold, aligned decision today.

Salima

Just me thinking out loud over here